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Contract Resources Directory

Financial Literacy Resources for Restorative Contracts

Follow the links below to learn more about financial literacy resources.

Financial Empowerment Program –
Servicios de la Raza

This Program provides free personal coaching to help clients reach their financial goals. Their objective is to help community members develop financial security. Our team provides support every step of the way to: open bank accounts, save for the future, change spending habits, increase credit scores, pay off debt. They work to create individualized plans that will empower clients to take control of their financial well-being.

Young Americans Center for Financial Education

This is a unique organization located in Denver, Colorado. They operate both a non-profit 501(c)3 organization and a for-profit entity. While both entities share a common mission, the finances and operations of the two are completely separate. As a pioneer in youth financial education, our signature “hands-on” approach to teaching personal finance, economics, and business was embraced by parents and teachers 20 years before “financial literacy” was defined on a national level, and we remain at the forefront of this growing field.

Operation Hope

Economic inequality, financial illiteracy, social injustice, inequitable access to capital and lack of financial dignity are real and systemic issues that have hindered the economic growth and opportunity for under-served individuals and small businesses for over 400 years in America.

One-on-One Coaching –
City of Denver Financial Empowerment Centers

The Denver Financial Empowerment Center (FEC) is a program of the Agency for Human Rights & Community Partnership’s Office of Financial Empowerment & Protection in the City and County of Denver that offers free one-on-one financial coaching and navigation that helps individuals, families and small businesses reduce debt, develop savings, establish credit, increase credit scores, access banking services and connect clients to city resources and programs. There are 11 FEC locations in the Denver metro area.

Financial Literacy Services –
Colorado Department of Education

Though the state board strongly encourages local school district boards to require personal finance courses and curriculum throughout the state, only about 25% of districts include personal finance in their approved graduation requirements. Thus, the state offers resources to support Coloradans in financial literacy.

Article: Guide to Financial Literacy

We know that the earlier you learn the basics of how money works, the more confident and successful you’ll be with your finances later in life. It’s never too late to start learning, but it pays to have a head start. The first steps into the world of money start with education.